The only single institution in this country, too big to fail is the US federal government. There is no bank, no insurance company, no health care provider, no anything else, too big to fail.
Government “public options” were created in 1776 and designed into the US federal constitution. State government is a “public option” for federal government. City government is a “public option” for state government. Today, there’s more. State universities and city colleges are a “public option” to private universities. The US post office is a “public option” to UPS and Fedex. “Public options” diffuse power and special interests, increase competition, improve service, and inspire fair-play capitalism. Public options empower people.
America must break its economic dependence on wallstreet. This can be achieved in a couple ways. Breaking up big wallstreet banks, into smaller more specialized entities, increases competition in the marketplace.
Another approach is a public option for wallstreet. States are allowed to provide banking, credit union, brokerage house, stock market, and hedge fund services as a public option to wallstreet. Each state capital can have its own “wallstreet”. Integrity is important. Institutions not obsessed with profit tend toward integrity. Americans can expect honest service and avoid a few recessions. Let state governments create banks, credit unions, brokerage houses, and hedge funds.
There is no contest. Just turn the corner on wallstreet.
Bad service requires more waiters. Fires everywhere requires more fighters. Crime requires more police. Elected oligarchy requires more congresspersons. Elected monarchy requires more presidents. America lacks governance? Keep the congress and add 11k more. Keep the president and add 8 more. Democracy disperses power. Autocracy consolidates power. Step it up, America. Be proactive. Check out plan-b.
Citizen is coach to team democracy. Coach is responsible for success. It’s your call, coach.
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https://middleamericareformparty.wordpress.com/2010/12/22/coach1640280-us-constitution-plan-b/
Seeking presidential candidate (for one of 9 elected executive branch presidents) 2016
Middle America Reform Team 